Hacks for Small Purchases

Why:

There are often Sign Up or Spend Bonuses where you have to do X number of transactions in order to achieve a bonus. These are typically for Credit Card Spend Bonuses or Bank Account Sign Up Bonuses. The following is a list of such suggestions and ideas – please feel free to add ideas in the comments!

In-App / Online Purchase Ideas:

The following options are ones that enable you to load funds into an account for use later.

Amazon

  • In-App
    • Minimum: $0.50
    • Maximum: $2,000.00
    • Payment Options: Credit / Debit Card
  • Online
    • Minimum: $0.50
    • Maximum: $2,000.00
    • Payment Options: Credit / Debit Card

Chick-fil-A

  • In-App
    • Minimum: $10.00
    • Maximum: $200.00 (or what would cause the fund total to be $200, whichever is lower)
    • Payment Options: Credit / Debit Card, Apple / Google Pay
  • Online – n/a

Dunkin Donuts

  • In-App
    • Minimum: $2.00
    • Maximum: $100.00
    • Payment Options: Credit / Debit Card, Apple / Google Pay
  • Online
    • Minimum: $10.00
    • Maximum: $100.00
    • Payment Options: Credit / Debit Card

Starbucks

  • In-App
    • Minimum: $10.00
    • Maximum: $100.00
    • Payment Options: Credit / Debit Card, Apple / Google Pay, Chase Pay, PayPal, Bakkt Cash
  • Online
    • Minimum: $10.00
    • Maximum: $100.00
    • Payment Options: Credit / Debit Card, Chase Pay, PayPal

Target Gift Card

  • In-App
    • Minimum: $5.00
    • Maximum: $500.00
    • Payment Options: Credit / Debit Card, Apple / Google Pay
  • Online
    • Minimum: $10.00
    • Maximum: $100.00
    • Payment Options: Credit / Debit Card, PayPal

Uber Cash (For Uber and Uber Eats)

  • In-App
    • Minimum: $25.00
    • Maximum: $100.00
    • Payment Options: Credit / Debit Card, Apple / Google Pay, PayPal, Venmo
  • Online – n/a

Utilities

This one is very much a Your Mileage May Very, but check to see if the following will let you pay a portion of your bill without a fee:

  • Cable
  • Cell Phone
  • Electric
  • Gas
  • Internet
  • Water

In-Person Purchase Ideas:

Most of the following places have individual drinks, candy, gum for sale:

  • Gas Stations
  • Grocery Stores
  • Target
  • WalMart
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